I'm not sure why the default is set to 40 thousand points. I've seen other photogrammetry software that used anywhere between 20k and much much more.
I've tried aligning aerial projects with the maximum number of tie points (setting the value to 0 will do this) and it will find roughly between 200k and 300k tie points per photo. This means that the aliginment takes longer, but I've also noticed that the dense point stage takes far less time. I assume because it has less space to fill in. I've also noticed that the geometry is more complete if the pictures are clear and sharp if I use the maximum tie points allowed.