Hello Gary,
There are two ways, either you have the masks saved in alpha-channel of the same file, or you have a separate file with mask (containing mask as alpha or just black&white image). To work with the first approach you need to find a way to keep the EXIF information, so probably the images should be re-saved in TIFF format.
As for the second way, for the actual sets of input data (JPG + BMP sets) you can load all JPGs to the chunk, then use Import Masks -> From File, specify the filename template as "{filename}.bmp" (using Replacement option and apply to all cameras in the chunk).
Probably you can find the way to save the black&white images containing the masks only, since having so large bitmaps may be inconvenient.